Increase recovery and collection rates with intelligence‑driven skip tracing
Move from outdated contact information to successful recovery with current addresses, phone numbers, and asset intelligence that increase contact rates and accelerate resolution
Collections and recovery teams rely on skip tracing to recover assets and resolve debts — outdated data, identity confusion, and manual research slow them down
Uncover current contact; increase success rates
Outdated addresses, phone numbers, and other data make collection and recovery impossible. Live gateways and regularly refreshed data connections deliver the most current information available, increasing your ability to make successful contact.
Locate vehicles with confidence; recover faster
Vehicle registrations lapse, ownership changes hands, and liens go untracked — leaving your team chasing outdated collateral information. The Real-Time Vehicle Gateway delivers current registration, ownership, and lienholder data across 45 states and territories, including D.C. and Puerto Rico, so you can confirm the right vehicle for repossession.
Document appropriately; maintain compliance
Incomplete documentation of skip-tracing efforts creates regulatory and legal exposure. Generate standardized reports to demonstrate compliance with collections regulations and support recovery proceedings.
See the difference the right solution makes
69%
average improvement in skip-tracing efficiency with CLEAR Skip Tracing
57%
average improvement in recovery rate with CLEAR Skip Tracing
51%
average reduction in charge-off rates with CLEAR Skip Tracing
*UserEvidence survey of existing CLEAR customers, 2025
End-to-end skip tracing workflow
Search and identify the subject
Locate and confirm the correct individual or vehicle.
What can you achieve by using CLEAR Skip Tracing and CLEAR Vehicle Recovery?
- Search for individuals using known identifiers like name, address, phone number, Social Security number, and driver's license number. For vehicles, look up the VIN, make, model, and even partial license plate numbers.
- Use identity resolution and vehicle location data to confirm the correct person or vehicle and distinguish them from similarly named individuals.
Uncover current location and contact information
Determine where the subject or vehicle is and how to reach or recover it.
What you can achieve by using CLEAR Skip Tracing and CLEAR Vehicle Recovery:
- Access current and recent addresses, phone numbers, and email addresses that increase contact success rates.
- Use the Address Map to assess addresses tied to the subject on an interactive map; you can zoom, pinpoint locations, and even switch to street level using the drag-and-drop "pegman" control.
- Review relationships and associates that may provide indirect contact opportunities or co-debtor information.
- Access current vehicle registration, ownership, and lienholder details through the Vehicle Gateway to confirm the correct vehicle and its location before recovery.
Document and support recovery
Create standardized documentation for compliance and audit purposes.
What you can achieve by using CLEAR Skip Tracing and CLEAR Vehicle Recovery:
- Save findings and export them to collections platforms for case management and compliance documentation, covering both subject and vehicle recovery records.
Identify subjects and vehicles, locate them quickly, and document every recovery for compliance
CLEAR Vehicle Recovery
Locate people and vehicles with real-time data and connected insights, helping you recover collateral faster and reduce charge-offs.
Have questions?
See firsthand why customers are choosing Thomson Reuters for their risk and fraud solutions
“CLEAR helps our Recovery Department prevent month end charge off's, locate new information that has changed or been updated during the life of the loan, and spot fraudulent information that was provided to us during origination of the loan. Our charge off's were reduced by 25-30%”
Jake Larson
Loss Prevention Manager, Prime Acceptance Corp
“CLEAR Vehicle Recovery hands down has increased our recovery rates and saved charge-offs for our clients.”
Insurance fraud investigator
Small Business Company
Explore our expert insights and resources
What is skip tracing? An overview
Benefits of enhanced skip tracing
Streamlining investigations with modern skip tracing platforms
Frequently asked questions
CLEAR Skip Tracing and CLEAR Vehicle Recovery use advanced entity resolution and identity-matching algorithms that compare multiple identity elements — like name, date of birth, address history, phone numbers, and relatives — to distinguish between similarly named individuals. They also compare vehicle records — like VIN, registration, owner, and lienholder details — to confirm you have the correct subject and vehicle.
Both CLEAR Skip Tracing and CLEAR Vehicle Recovery include access to real-time gateways, so contact and address data reflects current information at the time you search rather than a static, periodically updated file. CLEAR Vehicle Recovery adds a dedicated vehicle gateway on top of this, providing current vehicle registration, owner, and lienholder data alongside the same real-time contact and address information available in Skip Tracing.
CLEAR Skip Tracing provides current and historical contact and location data — including connected phone numbers and addresses, plus email addresses — so teams can reach the right person faster. It also surfaces related details like aliases, death flags, and relatives or associates to help confirm identity and expand outreach paths.
CLEAR Vehicle Recovery includes everything in Skip Tracing, plus a dedicated vehicle gateway that provides current vehicle registration data — VIN; registration and expiration dates; owner and lienholder details; and make, model, and year — across 45 states and territories, including D.C. and Puerto Rico. This connects the same identity and contact data used to locate a person directly to the vehicle tied to the case, so teams can confirm both the subject and the collateral before dispatch.
CLEAR Skip Tracing and CLEAR Vehicle Recovery can be used in regulated collections environments for investigative, contact-location, and vehicle-location research only, provided they are accessed by authorized, vetted professionals and are not used for any purpose governed by the FCRA. Thomson Reuters is not a consumer reporting agency, and CLEAR data may not be used for consumer debt-collection decisioning, eligibility determinations, adverse action, or any other FCRA-authorized purpose.
Yes. CLEAR offers integration capabilities through API connections and pre-built integrations with many third-party platforms, allowing you to incorporate skip-tracing and vehicle recovery data directly into your existing workflows.
Access to these tools is limited to authorized, vetted professionals.
Thomson Reuters is not a consumer reporting agency and none of its services or the data contained therein constitute a “consumer report” as such term is defined in the Federal Fair Credit Reporting Act (FCRA), 15 U.S.C. sec. 1681 et seq. The data provided to you may not be used as a factor in consumer debt collection decisioning; establishing a consumer’s eligibility for credit, insurance, employment, government benefits, or housing; or for any other purpose authorized under the FCRA. By accessing one of our services, you agree not to use the service or data for any purpose authorized under the FCRA or in relation to taking an adverse action relating to a consumer application.
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