Products

Comprehensive due diligence on customers, vendors, and third parties in less time

Automate identity verification, sanctions and adverse media screening, risk scoring, and public records due diligence — powered by trusted data you can rely on

Companies and organizations rely on thorough due diligence prior to onboarding to protect assets and maintain compliance — incomplete data, manual processes, and inconsistent standards slow them down

Prevent identity fraud; reduce onboarding time

Stolen and synthetic identities are hard to detect, while excessive onboarding friction pushes legitimate customers away. Uncover stolen and synthetic identities automatically by verifying information against multiple sources — reducing fraud risk without adding unnecessary steps for real users.

Screen for risk; protect your business

Poor data quality and manual risk scoring slow onboarding and leave critical risks undiscovered. Our solutions use live data gateways and automated, customizable risk scoring so you can focus resources where risk truly matters.

Investigate red flags; make defensible decisions

Reviewing large volumes of data through non‑standardized processes is time‑consuming and leads to inconsistent risk outcomes, increasing compliance exposure and operational inefficiency. Agentic AI workflows autonomously conduct deeper due diligence — surfacing unknown connections and delivering faster, consistent, and audit‑ready decisions.  

See the difference the right solution makes

61%

average improvement in negative news and sanctions screening efficiency with CLEAR Adverse Media

60% 

average improvement in risk assessment efficiency with CLEAR Risk Inform 

94% 

of users agree CLEAR ID Confirm saves them time with their identity verification process

*UserEvidence survey of existing CLEAR customers, 2025

End-to-end due diligence workflow

Identity verification

Confirm the individual or business exists and is who they claim to be.

What you can achieve by using CLEAR ID Confirm:

  • Verify individuals through name, date of birth, Social Security number, address checks, and more to confirm identity across authoritative sources.
  • Verify businesses through incorporation verification, registry checks, proof of address, and beneficial ownership analysis.
  • Detect synthetic identities with comprehensive data validation that reveals inconsistencies across multiple identity elements.

Risk screening

Identify obvious red flags early in the onboarding process.

What you can achieve by using CLEAR Adverse Media and CLEAR Risk Inform:

  • Screen against sanctions, watchlists, and politically exposed persons (PEPs) to meet regulatory requirements and avoid prohibited relationships.
  • Review adverse media and negative news coverage to understand reputational and operational risks tied to the party.
  • Identify criminal history, bankruptcies, liens, judgments, and civil litigation that signal potential risk to your organization.
  • Detect synthetic identity indicators and patterns that suggest fraudulent intent.

Risk assessment

Score and categorize parties based on verified information and detected risk signals.

What you can achieve by using CLEAR Risk Inform:

  • Generate calculated risk scores based on the identity verification and risk-screening data you have gathered.
  • Customize risk-scoring thresholds to align with your organization's specific tolerance levels and regulatory requirements.
  • Document risk rationale with source-attributed findings that support compliance and audit requirements.

Enhanced due diligence

Conduct deeper investigation for high-risk parties flagged during assessment.

What you can achieve by using CLEAR Investigate:

  • Perform deeper identity verification to confirm all aspects of the party's claimed identity and business structure.
  • Conduct full beneficial ownership analysis to understand who ultimately controls and benefits from the relationship.
  • Review enhanced sanctions, PEP, and watchlist screening with comprehensive source coverage.
  • Analyze in-depth adverse media, litigation, enforcement actions, and regulatory findings to understand the full scope of risk.
  • Generate professional reports with full source attribution that support legal and compliance requirements.

Use our risk and fraud solutions to verify identities, screen for risk, assess parties consistently, and investigate high-risk cases with confidence

CLEAR ID Confirm

Verify individuals and businesses before onboarding with multisource identity checks that detect synthetic identities and misrepresentation.

Explore CLEAR ID Confirm

CLEAR Risk Inform

Screen individuals and businesses for risk indicators and generate customizable risk scores that align with your organization's tolerance levels.

Explore CLEAR Risk Inform

CLEAR Adverse Media

Screen individuals and businesses against sanctions, PEPs, and adverse media to meet regulatory requirements and understand reputational risk.

Explore CLEAR Adverse Media

CLEAR Investigate

Conduct deep due diligence on high-risk parties with agentic AI workflows that uncover unknown connections and deliver trusted answers faster.

Explore CLEAR Investigate

Have questions?

See firsthand why customers are choosing Thomson Reuters for their risk and fraud solutions

“We use CLEAR Adverse Media to look for negative news on members and businesses that we open cases on. Before, we were just doing Google searches and then going down a rabbit trail trying to find any relevant information. CLEAR collects and presents all of the adverse media in one place.”

AML/BSA officer
Medium enterprise bank

“Everything is great about CLEAR Risk Inform. The details you can get on a specific person really help to determine your risk appetite.”

Jeremy Miller
Senior Vice President of Operations, Byline Bank

Explore our expert insights and resources

Customer Identification Program (CIP): An overview

Comprehensive guide to CIP requirements and best practices

Read blog

How to optimize your Customer Identification Programs (CIPs)

Strategies for streamlining customer onboarding

Access checklist

Third-party risk management: An overview

Managing risk across vendor and partner relationships

Read blog

Frequently asked questions

What onboarding use cases do you support?

Our solutions can be used to perform necessary due diligence on customers (CDD/KYC/KYB), buyers, vendors, partners, members, and other third parties. Access to these tools is limited to authorized, vetted customers. For questions regarding your specific use case, fill out the form to get in touch with one of our representatives.

Can we customize risk-scoring thresholds?

Yes, our solutions are customizable and allow you to configure risk indicators and scoring thresholds to align with your organization's specific risk tolerance and regulatory requirements.

How do Thomson Reuters Risk & Fraud Solutions minimize friction for legitimate users?

Our solutions allow companies and organizations to configure risk indicators and scoring thresholds to align with their specific risk tolerance. That way, legitimate parties are assessed and approved quickly, while employees can spend time focusing on genuinely high-risk cases.

Which data is covered?

Our solutions provide access to public and proprietary data; some examples include criminal records, civil litigation, bankruptcies, liens, judgments, sanctions, watchlists, PEP lists, adverse media, professional licenses, property records, business registrations, and beneficial ownership information. For a full list, fill out the form to get in touch with one of our representatives.

Is customer data used to train AI models?

No, any third-party AI partners of Thomson Reuters are contractually prohibited from using any customer data to train their models. Additionally, where applicable, we have established systemic controls to disable third parties' monitoring solutions, ensuring there is no human access to our customers' data or its inclusion in third-party models.

Access to these tools is limited to authorized, vetted professionals.

Thomson Reuters is not a consumer reporting agency and none of its services or the data contained therein constitute a “consumer report” as such term is defined in the Federal Fair Credit Reporting Act (FCRA), 15 U.S.C. sec. 1681 et seq. The data provided to you may not be used as a factor in consumer debt collection decisioning; establishing a consumer’s eligibility for credit, insurance, employment, government benefits, or housing; or for any other purpose authorized under the FCRA. By accessing one of our services, you agree not to use the service or data for any purpose authorized under the FCRA or in relation to taking an adverse action relating to a consumer application.